We will distribute SEK 300 million to our customers!

2024 was a good year – we had fewer claims and lower costs than expected. That is why we can award bonuses (återbäring) this fall! The fact that you as a customer (and co-owner) can get a bonus is one of many reasons to choose a local and customer-owned insurance company. Register your cell number and you will receive the money directly into your bank account.

You will receive your bonus via Swish

You will recieve your bonus via Swish, so make sure we have the cell number you have linked to Swish. You can see what cell number we have for you or submit your cell number via the app or My pages/Mina sidor. If you need more help, you can follow our simple guides (in Swedish). We need to have your cell number by October 31, 2023.

Illustration: 300 miljoner tillbaka, återbäring 2025.

Guides

Submit cell number via the app

Have you downloaded our app? Then you can easily provide us with your cell number. Log into the app, go to Mer > Inställningar and click on your name. Is it tricky? Then you can see our guide (in Swedish) that shows you step-by-step how to proceed.

Submit cell number via Mina sidor

Do you want to submit your cell number via Mina sidor (My pages)? Sign in, click your name, and select Inställningar. Under Kontaktuppgifter, you can submit your cell number and email address. Want to see how it's done step-by-step? Click on the guide below (in Swedish).

Frågor & svar

  • When we have managed to create a positive result beyond what needs to be reinvested to develop our business, we can give a bonus (återbäring) to our customers – who are also our owners. The fact that our customers and owners receive bonuses is part of how it works in our local customer-owned company. In practice, a bonus is a refund of the premium that you pay for your non-life insurance.

  • If we have your cell number that is linked to Swish, you will receive your payment via Swish at the end of November. If you do not have Swish, we will pay the bonus to your account number. Then you will receive your money in mid-December.

  • You will receive information about how much you will receive as a bonus this fall via Kivra or by letter.

  • Your bonus is based on how much you paid as a premium for your non-life insurance in 2024, in relation to all customers. You will receive information about your bonus this fall via Kivra or by letter.

  • We are a customer-owned company and this means that we can sometimes pay out bonuses to our insurance customers, the years we make a profit. If you have non-life insurance with us, you have the opportunity to get back part of your insurance premium. To receive a bonus, you must have had at least one valid non-life insurance policy with us during the previous year. It can be car or home insurance, but not pension, life or medical insurance.

  • In the event of a profit, bonuses are distributed to our non-life insurance customers. Non-life insurance is almost all private and business insurance (such as home insurance and car insurance) but not pension, life and medical insurance.

  • No, unfortunately we cannot.