January-June 2026 in brief
Figures in parentheses pertain to the same period in 2025.
 

• Profit before tax for the Länsförsäkringar Alliance’s non-life insurance operations increased to SEK 8,931 M (31), with investment income of SEK 8,560 M (–56).
• The technical result for the Länsförsäkringar Alliance’s non-life insurance operations increased to SEK 2,257 M (1,401). Premiums earned after ceded reinsurance increased 7% to SEK 20,005 M (18,781). The combined ratio was 93.8% (96.6).
• The Länsförsäkringar AB Group’s profit before tax increased to SEK 3,166 M (2,455). Return on equity was 10% (7).
• The Länsförsäkringar AB Group’s non-life insurance operations reported profit before tax of SEK 733 M (274). Premiums earned after ceded reinsurance increased 4% to SEK 5,217 M (5,011). The combined ratio was 87.5% (94.4).
• The Länsförsäkringar Bank Group’s profit before tax increased to SEK 1,198 M (1,171). Net interest income declined 2% to SEK 2,883 M (2,955). Return on equity amounted to 8.1% (8.1).
• Länsförsäkringar Fondliv’s profit before tax increased to SEK 1,387 M (1,230). Premium income increased to SEK 17,171 M (15,345). Commission and fee income amounted to SEK 1,132 M (1,095).
• Länsförsäkringar Liv’s profit increased to SEK 3,272 M (–562).
   

– The first half of 2026 for Länsförsäkringar featured solid earnings and an unwavering focus on future-proofing the business. We are constantly adapting our operations in a world of geopolitical uncertainty and extreme weather events in order to maintain our customer promise of simplifying everyday life for our customers and helping create a secure future, says Björn Dalemo, President and CEO of Länsförsäkringar AB, the Länsförsäkringar Alliance’s jointly owned company.

– We continued in 2026 the implementation of the IT solutions we have been working on for some time in our non-life insurance, banking and pension operations, and we are now seeing positive results from these efforts in our customer meetings. We are also continuing to modernise our IT environments. In parallel, it is crucial to focus on cost-effective development so that we can optimise our investments to generate higher value for customers, continues Björn Dalemo.

– In savings, the process of integrating SAVR is underway, and we are also continuing to roll out new features on the SAVR platform to enhance the savings experience for our customers. Healthy growth in our pension business shows that more customers are choosing Länsförsäkringar for their long-term pension savings. In April, Länsförsäkringar won the awards of “Unit-Linked Insurance Company of the Year” and “Life-Assurance Company of the Year” in Söderberg & Partners’ annual “traffic light” report, based on factors such as a broad fund range, strong fund selection, financial strength and high returns. This was highly gratifying says Björn Dalemo.

– At Almedalen political week, Länsförsäkringar highlighted the importance of future-proofing Sweden in times of climate change, geopolitical uncertainty and rising systemic risks. With our strong presence across Sweden, we can both identify nationwide trends and understand the consequences they will have locally, and in doing so help make Sweden safer and more resilient, concludes Björn Dalemo.

Read more https://www.lansforsakringar.se/other-languages/english/about-lansforsakringar/financial-reports/

For further information, please contact:

Björn Dalemo, President and CEO Länsförsäkringar AB,
+46 (0)76 – 695 41 11

Jonas Ekegren CFO and Head of Economy and Finance Länsförsäkringar AB,
+46 (0)72 – 141 26 12

Anna Glennmar, Head of Investor Relations Länsförsäkringar AB,
+46 (0)72 – 141 44 08

The Länsförsäkringar Alliance is comprised of 23 local and customer-owned regional insurance companies and the jointly owned Länsförsäkringar AB. Customers are provided with a complete offering of banking and life and non-life insurance services through their local, regional insurance companies. We offer animal and crop insurance through Agria Djurförsäkring, total solutions for reliable mortgage transactions through LF Fastighetsförmedling, and financing services such as leasing, instalment payments, and loans through LF Finans.