Vehicle insurance

Protect yourself, your vehicle and your fellow road users

Insure your car and other vehicles

We can offer insurance for your vehicle, for example car, motorcycle and yacht insurance.

Do you want to talk insurance with us?

We can help you find a solution that suits you and your needs.

Motor insurance

Motor insurance

Our motor insurance is available at three different levels: Motor third-party liability insurance, third party, fire and theft and comprehensive insurance. Under Swedish law, all vehicles must have motor third-party liability insurance. Motor third-party liability insurance compensates personal injury and damages on the property of others. Additionally, if you want damage to your own car to be covered by insurance, you need third party, fire and theft or comprehensive insurance. Third-party, fire and theft insurance gives you cover for fire, glass and theft damage, roadside assistance salvage, legal-expenses cover, engine damage, electronics, all-risks and crisis. Comprehensive insurance also covers vehicle damage claims, damages to your own car in the event of a road-traffic accident, or for other types of external accidents. With the MER supplementary insurance, you will also have access to a rental vehicle when your car is being repaired.

Remember to insure your car from day one

You must insure your car from the first day that you buy it. The previous owner’s insurance is not valid.

Motor insurance 

Who is covered by the insurance?

The insurance covers you, as the policyholder, and the passengers in or drivers of your car. The insurance is not valid if you register and insure the car on another person who is not the owner.

Is motor insurance valid outside Sweden?

Our motor insurance applies in all EU and EEA countries. The insurance is valid in the countries that are linked to the Green Card system

You will find the list of affiliated countries here

Furthermore, motor third-party liability insurance is valid worldwide for damage caused by a Swedish registered vehicle.

Green Card

If you take your car with you on holiday abroad, some countries require a Green Card. This is proof that you have motor third-party liability insurance in your home country. If Länsförsäkringar Skåne is your motor insurance provider, then you can order a Green Card from us. Make sure you order it at least five days before departure.

You can order a Green Card here (in Swedish)

 

Our vehicle insurance policies

Motorcycle insurance

Under Swedish law, all motorcycles must have motor third-party liability insurance. In addition to the above, you can choose to have third party, fire and theft or comprehensive insurance. You can choose between three types of insurance depending on when and how often you use your motorcycle: MC Smart, Annual insurance and Basic insurance.

Motorcycle insurance (in Swedish)

Moped insurance

Under Swedish law, everyone who drives a moped must have motor third-party liability insurance. You can complement this with a third party, fire and theft insurance to receive compensation if your moped is stolen, for example. For additional cover, you can choose a comprehensive insurance.

Moped insurance (in Swedish)

Vintage car insurance

This insurance is customised for unique, often older passenger cars, in mint condition. You can take out car enthusiast insurance if your car is at least 20 years old. The insurance is valid all year and you avoid having the hassle of de-registering the car and re-registering it. With our car enthusiast insurance your car is covered by a comprehensive insurance.

Vintage car insurance (in Swedish)

Camper insurance

During your holiday your camper becomes your second home. Storing equipment and other valuable items inside your camper could attract thieves. Under Swedish law, your camper must have motor third-party liability insurance. In addition to the above, you can choose to have third party, fire and theft or comprehensive insurance. With third party, fire and theft insurance you can receive compensation if your camper is damaged or becomes unusable so that you have to cancel the rest of your holiday.

Camper insurance (in Swedish)

Caravan insurance

Your caravan is not fully covered by your car’s insurance. Therefore, you may want to insure your caravan for complete protection. We have a solution for a care-free holiday. Our caravan insurance is available at two levels: third party, fire and theft and comprehensive.

Caravan insurance (in Swedish)

Light lorry insurance

Under Swedish law, your lorry must have motor third-party liability insurance. In addition to the above, you can choose to have third party, fire and theft or comprehensive insurance.

Light lorry insurance (in Swedish)

Trailer insurance

With our trailer insurance your trailer is covered both when it is used on the road and when it is parked. You can choose to have third party, fire and theft or comprehensive insurance for your trailer. The trailer is not covered by the car’s insurance, apart from certain events that the car’s motor third-party liability insurance covers.

Trailer insurance (in Swedish)

ATV insurance

Motor third-party liability insurance is required for an ATV under Swedish law, even if you only drive your ATV in the forest. In addition to the above, you can choose to have third party, fire and theft or comprehensive insurance.

ATV insurance (in Swedish)

Yacht insurance

Our yacht insurance is available at three different levels: Max, Base and Liability insurance.

Yacht insurance (in Swedish)

Informationen gäller för Länsförsäkringar Skåne